CDB Working Income Exemption 2025–2026

Estimate your exemption amount — single up to $10,000, couple up to $14,000

👥 Marital status

Single

Couple (one eligible)

Couple (both eligible)

💰 Income details

Working income (employment/self-employment)

Other income (pension, social assistance, etc.)

📄 UCCB / RDSP (optional)

UCCB income received

RDSP income received

UCCB/RDSP amounts repaid

Working income exemption

$10,000

Maximum exemption applied

MAXIMUM EXEMPTION

Working income used $0 / $10,000

1. Working income (total) $0

2. Working income exemption cap (single $10,000 / couple $14,000) $10,000

3. Exemption applied (lesser of working income & cap) $0

4. Remaining working income (not exempt) $0

⚠️ This estimator provides the working income exemption amount for the Canada Disability Benefit (CDB) for July 2025 – June 2026. It uses official exemption caps ($10,000 single / $14,000 couple). Actual benefit amount may differ. Always verify with the CRA.

❓ FAQ

What is the working income exemption? ▼

A portion of employment, self-employment, and taxable scholarship income is excluded when calculating your CDB. For 2025-26: single up to $10,000, couple up to $14,000 combined.

Does the exemption reduce my benefit? ▼

No — the exemption lowers your adjusted family net income for CDB calculation, which can increase your benefit. It does not reduce it.

What if my working income is below the cap? ▼

You exempt all of your working income. For couples, the combined working income up to $14,000 is fully exempt.

⚠️This tool is for information purpose only. We do not guarantee any claim.
It is made based on data publicaly available on official website of concerned department.

Last Updated: March 2026 | Official Determination Required

CDB Working Income Exemption 2025–2026

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