Quebec Income Tax Calculator
2025 & 2026

Quebec Income Tax Calculator: Tax Brackets, Credits & Net Income Payment

Unlike other provinces of Canada, Quebec has its own provincial tax authority, Revenu Québec. This means most residents must file both a federal income tax return with the Canada Revenue Agency. Some are required to file a separate provincial income tax return with Revenu Québec.

Total income tax amount relies on several factors in Quebec, such as taxable income (incl taxable benefits and support payments), federal and provincial tax brackets, payroll deductions, and eligible tax credits. A Quebec Income Tax Calculator streamlines the tax calculations by estimating your federal tax, Quebec provincial tax, payroll deductions, and net income in just a few seconds.

How the Quebec Income Tax System Works

Quebec also follows a progressive tax system like other provinces and federal system. Your taxable income is categorised into different tax brackets. Each part of your income is taxed at the rate assigned to that bracket. When your income enters a higher tax bracket, a higher tax rate is not applied to your entire income.

Only the income that falls within the new bracket is taxed at that rate. Residents of Quebec pay income tax through two separate systems, including Federal tax and Revenue Quebec Income Tax. To recognize Quebec's responsibility for managing certain provincial programs, the federal government provides eligible Quebec taxpayers with a 16.5% Federal Tax Abatement. This reduces the basic federal income tax payable.

2025 Quebec Provincial Tax Brackets

Taxable Income	Tax Rate
$0 – $53,255	14%
$53,255 – $106,495	19%
$106,495 – $129,590	24%
Over $129,590	25.75%

2026 Quebec Provincial Tax Brackets

Taxable Income	Tax Rate
$0 – $54,345	14%
$54,345 – $108,680	19%
$108,680 – $132,245	24%
Over $132,245	25.75%

How much Quebec BPA is Applied in Quebec?

The Quebec BPA is a non-refundable tax credit that allows qualified taxpayers to earn a certain amount before paying provincial income tax for Quebec residents. For Quebec residents, the Quebec Provincial Basic Personal Amount is $18,952 in 2026 and $18,571 in 2025.

The Quebec BPA reduces the amount of income tax you owe by applying the lowest applicable tax rate to the eligible amount. This helps reduce your overall tax payable before additional tax credits are applied.

Mandatory Payroll Deductions in Quebec

Unlike the other provinces of Canada, Quebec has its own payroll contribution programs that replace or modify certain federal payroll deductions.

Québec Pension Plan (QPP)

The Québec Pension Plan (QPP) replaces the Canada Pension Plan (CPP) for Quebec employees and organisations. QPP Contributions help fund retirement pensions, disability assistance, survivor allowance, and other pension benefits.

Québec Parental Insurance Plan (QPIP)

The Québec Parental Insurance Plan (QPIP) provides maternity, paternity, parental, and adoption benefits. It is provided to eligible workers by Revenue Quebec. Workers contribute to QPIP instead of getting these benefits through Employment Insurance.

Employment Insurance (EI)

Quebec employees also contribute to Employment Insurance. Because parental benefits are covered under QPIP, Quebec’s EI premium rates are generally lower compared to other provinces.

Quebec Tax Credits and Government Benefits

Quebec provides several refundable and non-refundable tax credits built to reduce income tax and provide financial support to eligible individuals and families.

Quebec Solidarity Tax Credit

This is a refundable tax credit, applicable for low- and middle- income residents of Quebec. It depends on multiple factors, such as:

• Quebec Sales Tax (QST) component
• Housing component
• Northern village component

Eligibility and payments of Solidarity Tax Credits are based on your family situation and adjusted family net income.

Quebec Family Allowance

The Quebec Family Allowance program offers tax-free financial assistance to families raising children under 18 years of age. It is administered through Retraite Québec. Eligible families may receive:

• Annual payments for each eligible child
• Additional support for single-parent families
• School supplies assistance
• Guaranteed minimum benefits for qualifying families

Quebec Work Premium Tax Credit

The Work Premium Tax Credit (Prime au travail) is a refundable tax credit. It is provided to eligible low- and moderate-income workers. Benefit amounts vary depending on factors such as:

• Individual or family income and marital status
• Number of children
• Eligibility for the adapted work premium for individuals with severe disabilities

Quebec Childcare Expense Tax Credit

Quebec provides a refundable tax credit to help eligible families. This focuses on covering and offsetting their childcare expenses. The percentage of eligible childcare costs that can be claimed depends on your family income, with lower-income families generally receiving a higher reimbursement rate.

How to Calculate Your Net Pay or Take Home Pay in Quebec

A Quebec Income Tax Calculator estimates your take-home pay by following several calculation steps.

Step 1: Calculate Your Gross Income

Start by summing up all your taxable sources of income. (incl. employment & self-employment earnings, bonuses/commissions/tips, taxable benefits/supports, and investment income). This gives you your gross income in Quebec.

Step 2: Determine Your Taxable Income

Then, subtract eligible pre-tax deductions or mandatory or applied contributions such as RRSP, Registered Pension Plan (RPP), any union dues, and other allowable deductions from your gross income. The remaining amount after subtracting from the gross income will be taxable income.

Step 3: Calculate Quebec Provincial Income Tax

Apply the applicable Quebec provincial tax brackets to your taxable income and reduce the tax payable by claiming any eligible provincial non-refundable tax credits.

Step 4: Calculate Federal Income Tax

Calculate your federal income tax using the federal tax brackets, subtract eligible federal tax credits, and apply the 16.5% Federal Tax Abatement if applicable to determine your federal tax payable.

Step 5: Calculate Your Net Income

Deduct Quebec provincial tax, federal income tax, Québec Pension Plan (QPP) contributions, Québec Parental Insurance Plan (QPIP) contributions, and Employment Insurance (EI) premiums from your gross income. The remaining amount is your estimated take-home pay.

Net Income Formula

Understanding the Quebec Abatement

One of the distinctive aspects of Quebec Income tax system is the 16.5% Federal Tax Abatement. Quebec administers and finances several programs that are managed by the federal government in other provinces. Eligible Quebec residents receive a reduction in their basic federal income tax. Rather than being a tax discount. This adjustment reflects the transfer of certain tax responsibilities from the federal government to the province. Our Quebec Income Tax Calculator automatically applies the federal tax abatement when estimating your total federal tax payable.

Quebec Income Tax Rate Brackets 2025 & 2026

2025 Taxable Income	2025 Rate	2026 Taxable Income	2026 Rate
Up to $57,375	15%	Up to $58,523	15%
$57,375 – $114,750	20.5%	$58,523 – $117,045	20.5%
$114,750 – $177,882	26%	$117,045 – $181,440	26%
$177,882 – $253,414	29%	$181,440 – $258,482	29%
Over $253,414	33%	Over $258,482	33%

Mandatory Contributions: QPP, QPIP & Health Fund

In Quebec, payroll deductions differ from the rest of Canada. Instead of CPP, you contribute to the Quebec Pension Plan (QPP). You also contribute to the Quebec Parental Insurance Plan (QPIP) for maternity and paternity benefits.

• QPP (2025): 6.40% on income between $3,500 and $71,300. Max: $4,339.20.
• QPP (2026): 6.30% (base) on income between $3,500 and $74,600. Max: $4,479.30.
• QPIP (2025): 0.494% of employment income up to $96,000.
• QPIP (2026): 0.430% of employment income up to $100,500.
• Health Contribution: Most Quebecers pay a contribution to the Health Services Fund, which is calculated based on income exceeding approximately $18,500.

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Frequently Asked Questions