ODSP Working and Earning Exemption Calculator 2026 | Ontario Disability Support Program

👤 Recipient type

Person with Disability

Non-Disabled Spouse/Adult

Child 18+ (not in school)

Full-time high school or post-secondary student (earnings fully exempt)

💼 Employment income

Monthly Gross Employment Earnings ($)

Monthly Net Employment Earnings ($)

🏪 Self-employment income (optional)

Monthly Business Revenue/Gross Income ($)

Monthly Business Expenses ($)

📄 Deductions (optional)

Child Care Costs ($)

Disability-Related Work Costs ($)

💵 Current ODSP Income Support

Current Monthly ODSP Payment ($)

1. Net monthly earnings $800

2. Earnings exemption applied $800

3. Earnings above exemption $0

4. Exempt portion of above-exemption earnings $0

5. Clawback amount $0

6. Adjusted ODSP payment $1,436

7. Work-Related Benefit (+$100 if earning ≥ $100) +$100

8. Final ODSP payment $1,536

9. Total monthly income $2,336

❓ FAQ

How much can I earn on ODSP without penalty? ▼

As a person with a disability, you can earn up to $1,000 per month in net earnings without any reduction to your ODSP income support. A non-disabled spouse or adult child can earn up to $200 per month.

What is the clawback rate for ODSP? ▼

For every dollar you earn above $1,000, ODSP deducts 75 cents. You keep 25 cents per dollar above the exemption. For non-disabled adults, the clawback rate is 50%.

What is the Work-Related Benefit? ▼

If you earn at least $100 in a month from employment or self-employment, you receive an additional $100 Work-Related Benefit on top of your ODSP payment. Students do not qualify for this benefit.

How does self-employment income work with ODSP? ▼

ODSP looks at your net business profit after allowable expenses. You can claim a minimum $100 Standard Expense Deduction or actual expenses (whichever is greater). Expenses like wages, gifts, business losses, depreciation, and conferences are not allowed.

What deductions can reduce my clawback? ▼

Child care costs (licensed: full cost; unlicensed: up to $600/month per child) and disability-related work costs (up to $1,000/month) can be deducted before calculating clawback.

Do students have to report earnings? ▼

Full-time high school or post-secondary students have all earnings fully exempt. They do not qualify for the Work-Related Benefit. The exemption applies to the pre-study period (4 months before) and while attending school.

What is the current ODSP rate for a single person? ▼

As of July 2026, the maximum ODSP income support for a single person on market rent is $1,436 per month.

How do I report my earnings? ▼

You can report earnings through MyBenefits, the Interactive Voice Response (IVR) system, or by completing the Employment/Training Income Report form. Reports are due by the 7th day of the following month.

What happens if I miss a reporting deadline? ▼

Your payments and benefits may stop temporarily if you miss a reporting deadline. Once you send your completed report, payments can resume if you still qualify.

What is the Employment Transition Benefit? ▼

If you leave ODSP for paid work, you may be eligible for a $500 Employment Transition Benefit. This is available once in a 12-month period.

ODSP Working Income Exemption Calculator 2026

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