NSALTC Calculator 2026 | Nova Scotia Affordable Living Tax Credit

👤 Personal information

Single Individual

Base credit: $255

Married / Common-Law

Base credit: $255

Adjusted Family Net Income ($)

Number of Children Under 19

STEP 1 — Maximum Credit

Base Credit (Individual or Couple)$255.00

Children Credit ($60 × children)$0.00

Total Maximum Credit$255.00

STEP 2 — Income Reduction

Your AFNI$0

Income over $30,000$0

Reduction rate5%

Total Reduction$0.00

STEP 3 — Final Credit

Annual NSALTC$0.00

Quarterly Payment$0.00

📋 NSALTC reference amounts (2026–2027)

Component	Amount
Base Credit (Individual or Couple)	$255.00
Each Child Under 19	$60.00
Income Threshold (Full Credit)	$30,000
Phase-Out Rate	5%

Payment: Combined with the quarterly federal Canada Groceries and Essentials Benefit (CGEB)
Paid: January, April, July, October

❓ FAQ

What is the Nova Scotia Affordable Living Tax Credit (NSALTC)? ▼

The NSALTC is a tax-free quarterly payment for low- and modest-income Nova Scotia individuals and families. It helps offset the cost of the HST and provides additional income.

How much is the NSALTC in 2026–2027? ▼

For July 2026 to June 2027, the program provides a maximum annual credit of $255.00 for an individual or a couple, plus $60.00 for each child.

At what income does the NSALTC reduce? ▼

The credit reduces when your adjusted family net income exceeds $30,000, at a rate of 5% of income over that threshold.

At what income is the NSALTC fully phased out? ▼

The credit phases out completely when the reduction equals the maximum credit. For a single individual with no children, this is at $35,100 in AFNI.

Do I need to apply for the NSALTC? ▼

No. You do not need to apply separately. The CRA automatically determines your eligibility based on your tax return. Just file your taxes every year.

When are NSALTC payments made? ▼

NSALTC payments are combined with the federal Canada Groceries and Essentials Benefit (CGEB) and paid quarterly in January, April, July, and October.

Is the NSALTC taxable? ▼

No, the NSALTC is a non-taxable benefit. You do not need to report it on your tax return.

Does the NSALTC affect other benefits? ▼

No. The NSALTC is a separate provincial credit and does not affect your eligibility for other federal or provincial benefits.

What is the definition of a "child" for the NSALTC? ▼

A child is someone under 19 years of age at the beginning of the payment month.

What if my income changes? ▼

The NSALTC is recalculated annually based on your previous year's family net income. A change in income in 2025 affects payments starting July 2026.

Nova Scotia NSALTC Payment Calculator 2026–2027

Related Calculators