🇨🇦 OEPTC Calculator 2026

Estimate your Ontario Energy and Property Tax Credit

👤 Personal information

Age

Marital Status

Number of Dependent Children

Adjusted Family Net Income ($)

🏠 Housing situation in 2025

Select the option that describes your principal residence in Ontario.

🔑

Renter

Paid rent (20% used)

🏡

Homeowner

Paid property tax

🏥

Long-Term Care

Public/non-profit LTC

🏕️

Reserve

Paid home energy

🎓

Student Residence

Designated residence

Annual Rent Paid ($)

Annual OEPTC Entitlement

$0.00

Monthly: $0.00

ENTER DETAILS

Max OEPTC

$1,307

Income Threshold

$29,047

Reduction

Income vs threshold $0 / $29,047

ℹ️ Note: Enter your details to see your estimated OEPTC entitlement.

STEP 1 — Occupancy Cost

Rent paid × 20%$0

Property tax paid$0

Student residence ($25 if applicable)$0

Occupancy Cost (Step 1)$0

STEP 2 — Energy Component

LTC accommodation × 20%$0

Reserve energy costs$0

Add Step 1 result$0

Subtract $25 (student)-$0

Energy Component (capped at $290)$0

STEP 3 — Property Tax Component

Step 1 × 10%$0

Cap at $944$0

Add $73$0

Property Tax Component (capped at Step 1)$0

STEP 4 — Total OEPTC

Energy Component + Property Tax Component$0

Income threshold$0

Excess income over threshold$0

Reduction (2% of excess)$0

Annual OEPTC$0

Monthly OEPTC$0

Apply for OEPTC via CRA →

⚠️ This calculator provides estimated Ontario Energy and Property Tax Credit (OEPTC) amounts for informational purposes only. Actual benefit amounts are determined by the Canada Revenue Agency based on your tax return and completed Form ON-BEN. This tool uses the official OEPTC calculation rules and maximum amounts for the 2026 benefit year (July 2026 – June 2027) but should not be considered as official confirmation of benefit amount. Always verify with the CRA or consult a qualified tax professional.

❓ FAQ

What is the OEPTC? ▼

The Ontario Energy and Property Tax Credit is a refundable tax credit that helps low- to moderate-income Ontario residents with property taxes and sales tax on energy costs. It is part of the Ontario Trillium Benefit (OTB).

Who is eligible for the OEPTC? ▼

You must be an Ontario resident on December 31, 2025, meet age/parental requirements (18+, or have a spouse, or be a parent), and have rented, paid property tax, lived on a reserve, or lived in a public long-term care home in 2025.

How much can I receive? ▼

For 2026: Up to $1,307 (ages 18-64), $1,488 (65+), $290 (reserve or public LTC), or $25 (student residence).

How is the OEPTC calculated? ▼

The credit has two components — an energy component (up to $290) and a property tax component (based on rent/property tax paid). These are summed, then reduced by 2% of income over the applicable threshold.

What is the income threshold? ▼

Single: $29,047. Married/common-law under 65: $36,309. Married/common-law seniors (65+): $43,571.

When are OEPTC payments made? ▼

The OEPTC is combined with other OTB credits. If your annual OTB entitlement is over $500, you receive monthly payments starting July 10, 2026. If $500 or less, you receive a single lump-sum payment.

Do I need to apply? ▼

Yes. You must file your tax return and complete Form ON-BEN, Application for the 2026 Ontario Trillium Benefit. File even if you have no income.

Can students claim OEPTC? ▼

Yes. Students living in a designated college, university, or private school residence can claim the OEPTC, with $25 added to the occupancy cost calculation.

What if my spouse and I are both 65+? ▼

If you were married or common-law and either spouse is 64 or older on December 31, 2025, that spouse must apply for the credit for both of you.

How do I contact the CRA? ▼

Call 1-877-627-6645 or visit the Canada Revenue Agency website for more information.

⚠️This tool is for information purpose only. We do not guarantee any claim.
It is made based on data publicaly available on official website of concerned department.

Last Updated: March 2026 | Official Determination Required

🇨🇦 OEPTC Calculator 2026

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