Ontario Senior Homeowners' Property Tax Grant OSHPTG Eligibility Checker 2026

Check OSHPTG Eligibility Free of Cost without Signup

👤 Personal information

Your Age on Dec 31, 2025

Marital Status

Spouse/Partner's Age on Dec 31, 2025

Adjusted Family Net Income ($)

Eligible Property Tax Paid for 2025 ($)

Home Type

🏠 Principal residence ownership

Select the option that describes your housing situation on December 31, 2025.

✓ I own (or my spouse owns) and occupy a principal residence in Ontario

Standard homeowner eligibility

✓ I have a life lease (lifetime or 10+ years, paid in full)

Treated like ownership for OSHPTG

✓ I have a lease of 10 or more years that is paid in full

Qualifying long-term lease

✗ None of the above

Renter, non-owner occupant — NOT eligible

✅ Eligibility confirmation

Ontario ResidencyI was a resident of Ontario on December 31, 2025.

Tax FilingI filed my 2025 income tax return with the OSHPTG application (Box 61070 ticked, property tax at Box 61120).

Not IncarceratedI was NOT confined to prison or similar institution on Dec 31, 2025, and for the next 179 days.

⚙️ Special situations (if applicable)

Spouse in Nursing HomeMy spouse lives in a nursing home but I (or my spouse) own and occupy the home.

Filing Individually (Box 61080)We ticked Box 61080 to apply individually for OEPTC/NOEC/OSHPTG. If ticked, neither spouse is eligible for OSHPTG.

Year of Death EstateI am applying on behalf of the estate of a taxpayer who died during 2026.

Estimated OSHPTG Grant

$0.00

Maximum grant: $500

ENTER DETAILS

Maximum Grant

Income Reduction

Income Threshold

$35,000

Income vs phase-out range $0 / $50,000

○ Age 64+

○ Ontario Resident

○ Principal Residence

○ Property Tax Paid

○ Not Incarcerated

○ Tax Filed

ℹ️ Note: Complete all fields above to see your OSHPTG eligibility and estimated grant.

Step 1 — Maximum Grant

Property tax paid for 2025$0

$500 cap$500

Maximum Grant = MIN($500, Property Tax)$0

Step 2 — Income Threshold

Marital statusSingle

Income threshold$35,000

Income cut-off$50,000

Step 3 — Income Reduction

Adjusted family net income$0

Excess over threshold$0

Reduction (3.33% of excess)$0

Step 4 — Final Grant

Maximum Grant − Reduction$0

Estimated Grant$0

Apply for OSHPTG via CRA →

⚠️ This eligibility checker provides estimated OSHPTG amounts for informational purposes only. Actual grant amounts are determined by the Canada Revenue Agency on behalf of the Ontario provincial government, based on your tax return and completed Form ON-BEN (Application for the 2026 Ontario Trillium Benefit and Ontario Senior Homeowners' Property Tax Grant). This tool uses the official OSHPTG rules effective for the 2026 benefit year but should not be considered as official confirmation of eligibility or grant amount. Always verify with the CRA at 1-877-627-6645 or consult a qualified tax professional.

❓ FAQ

What is the OSHPTG? ▼

The Ontario Senior Homeowners' Property Tax Grant is an annual payment for Ontario senior homeowners who pay property tax or have it paid on their behalf, and who have low-to-moderate incomes. It is administered by the CRA on behalf of the Ontario government.

Who is eligible for the 2026 OSHPTG? ▼

You must be 64+ on Dec 31, 2025, an Ontario resident, own and occupy a principal residence (or have a life lease or 10+ year paid lease), have paid property tax for 2025, not be confined to prison, and file a 2025 tax return with the OSHPTG application.

How much is the 2026 OSHPTG? ▼

The maximum is the lesser of $500 and your eligible property tax paid. For singles, the grant is reduced by 3.33% of income over $35,000. For couples, the threshold is $45,000.

Am I eligible if I rent? ▼

No. You must own and occupy a principal residence in Ontario on December 31, 2025 (or have a qualifying life lease or 10+ year paid lease).

What if only one spouse is 64 or older? ▼

Only the senior spouse can apply for the OSHPTG for both spouses.

What is Box 61080 and does it affect my eligibility? ▼

Box 61080 on Form ON-BEN is used when married/common-law couples choose to apply individually for OEPTC/NOEC/OSHPTG. If ticked, neither spouse is eligible for the OSHPTG.

Can I claim OSHPTG for my cottage or investment property? ▼

No. You can only claim OSHPTG for property tax paid on your principal residence.

Can an estate apply for the OSHPTG? ▼

Yes, if the eligible taxpayer died during 2026. If they died during 2025, the estate cannot apply for the 2026 grant.

When will I get my OSHPTG payment? ▼

4–8 weeks after you receive your Notice of Assessment for your 2025 return.

Is the OSHPTG taxable? ▼

No, the OSHPTG is a non-taxable payment.

Does OSHPTG affect my OEPTC? ▼

Only if OSHPTG + OEPTC property tax component exceeds property tax paid. For most seniors, it does not affect OEPTC.

What if my property tax is less than $500? ▼

Your grant is capped at the amount of eligible property tax paid. If you paid $350 in property tax, your maximum grant is $350.

What if I moved to Ontario in January 2026? ▼

You are NOT eligible for the 2026 OSHPTG because you must be a resident of Ontario on December 31, 2025.

What is the property tax calculation for a mobile home or land-lease? ▼

Total property tax = property tax paid on the home + property tax the landlord/site owner paid for the lot. If no breakdown is available, take 20% of lot fees plus home property tax.

⚠️This tool is for information purpose only. We do not guarantee any claim.
It is made based on data publicaly available on official website of concerned department.

Last Updated: March 2026 | Official Determination Required

Ontario Senior Homeowners' Property Tax Grant OSHPTG Eligibility Checker 2026

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