Canada Ontario Senior Homeowners' Property Tax Grant OSHPTG Calculator 2026

Estimate your OSHPTG Grant Amount Free of Cost Without Signup

👤 Your information

Your Age on Dec 31, 2025

Marital Status

Spouse/Partner's Age on Dec 31, 2025

Adjusted Family Net Income ($)

Eligible Property Tax Paid for 2025 ($)

Estimated OSHPTG Grant

$0.00

Maximum grant: $0.00

ENTER DETAILS

Maximum Grant

Income Reduction

Income Threshold

$35,000

Income vs phase-out range $0 / $50,000

ℹ️ Note: Enter your details to see your estimated OSHPTG grant.

Step 1 — Maximum Grant

Property tax paid for 2025$0

$500 cap$500

Maximum Grant = MIN($500, Property Tax)$0

Step 2 — Income Threshold

Marital statusSingle

Income threshold$35,000

Income cut-off$50,000

Step 3 — Income Reduction

Adjusted family net income$0

Excess over threshold$0

Reduction (3.33% of excess)$0

Step 4 — Estimated Grant

Maximum Grant − Reduction$0

Estimated Grant$0

Apply for OSHPTG via CRA →

⚠️ This calculator provides estimated OSHPTG amounts for informational purposes only. Actual grant amounts are determined by the Canada Revenue Agency on behalf of the Ontario provincial government, based on your tax return and completed Form ON-BEN. This tool uses the official OSHPTG rules effective for the 2026 benefit year but should not be considered as official confirmation of eligibility or grant amount. Always verify with the CRA at 1-877-627-6645 or consult a qualified tax professional.

❓ FAQ

How is the OSHPTG calculated? ▼

The maximum grant is the lesser of $500 and your eligible property tax paid. For singles, the grant reduces by 3.33% of income over $35,000 (no grant at $50,000+). For couples, the threshold is $45,000 (no grant at $60,000+).

What is the maximum OSHPTG amount? ▼

The maximum is $500, but it's capped at the amount of eligible property tax you paid for 2025. If you paid $350 in property tax, your maximum grant is $350.

What is the income threshold? ▼

For single/separated/divorced/widowed: $35,000. For married/common-law: $45,000. Above these thresholds, the grant reduces by 3.33% of the excess income.

What is the income cut-off? ▼

For single: $50,000. For married/common-law: $60,000. If your income is at or above the cut-off, you're not entitled to a grant.

Is the OSHPTG taxable? ▼

No, the OSHPTG is a non-taxable payment.

When will I receive the grant? ▼

4–8 weeks after you receive your 2025 Notice of Assessment. Payment is by direct deposit if you're already set up for it, otherwise by cheque.

⚠️This tool is for information purpose only. We do not guarantee any claim.
It is made based on data publicaly available on official website of concerned department.

Last Updated: March 2026 | Official Determination Required

Canada Ontario Senior Homeowners' Property Tax Grant OSHPTG Calculator 2026

Related Calculators